PENYULUHAN LITERASI KEUANGAN UNTUK MASYARAKAT DI DESA SUNGSANG I, BANYUASIN

Authors

  • Agung Putra Raneo Universitas Sriwijaya
  • Nyimas Dewi Murnila Saputri Universitas Sriwijaya
  • Hera Febria Mavilinda Universitas Sriwijaya
  • Efva Octavina Donata Gozali Universitas Sriwijaya

DOI:

https://doi.org/10.31764/jpmb.v6i3.10446

Keywords:

financial literacy, UMKM, fintech, lending.

Abstract

ABSTRAK

Literasi keuangan memegang peranan penting dalam pengembangan usaha para pelaku UMKM. Salah satu literasi keuangan yang perlu dipahami oleh pelaku usaha adalah fintech lending. Melalui fintech lending proses peminjaman dana menjadi lebih mudah dan cepat. Kegiatan Pengabdian Masyarakat ini dilakukan untuk membantu dalam meningkatkan literasi keuangan masyarakat terutama UMKM di Desa Sungsang I, Banyuasin. Metode pelaksanaan berupa pembagian materi, ceramah, dan diskusi/tanya jawab yang dilakukan secara offline. Kesimpulan yang didapatkan dari kegiatan ini menunjukan bahwa sebagian  besar  pelaku  UMKM  dan  masyarakat  di  Desa  Sungsang  I, Banyuasin masih memiliki tingkat literasi keuangan yang rendah, namun, setelah dilakukannya kegiatan pengabdian ini, pengetahuan peserta mengenai funding, lending, dan fintech telah lebih baik.

 

Kata kunci: literasi keuangan; UMKM; fintech; lending.

 

ABSTRACT

Financial literacy plays an important role in the business development of UMKM. One of the financial literacy that business actors need to reach is fintech lending. Through fintech lending, borrowing funds become easier and faster. This Community Service activity was carried out to assist in improving the financial literacy of the community, especially UMKM in Sungsang I Village, Banyuasin. The implementation method is in the form of material distribution, lectures, and discussions/questions that are conducted offline. The conclusion obtained from this activity shows that most UMKM and the community in Sungsang I Village, Banyuasin still have a low level of financial literacy, however, after this service activity, participants' knowledge about funding, loans, and fintech has improved.

 

Keywords: financial literacy; UMKM; fintech; lending.

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Published

2022-09-06

Issue

Vol. 6 No. 3 (2022): September

Section

Articles

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